There are advantages and disadvantages of each coverage and it is variable for each beneficiary. It depends on your healthcare needs, goals, and budget. For example, Medigap Plan G doesn’t have drug coverage and doesn’t cover dental, hearing, and vision. For drug coverage, you’ll need to get a standalone Medicare Part D plan.
Medicare Advantage covers this stuff but has unpredictable out-of-pocket costs which can be up to 10 000$ a year while Medigap plan G is more economic and has predictable out-of-pocket costs.
To determine which coverage is the best according to your needs is to talk to a licensed Medicare agent at Better Place Insurance Group. Medicare doesn’t need to be scary, call us today and we’ll help you to choose the best option for you!