If you are employed you may get group health insurance. Businesses and organizations buy health insurance plans for their employees or members. It is usually a type of insurance for small businesses (from 2 to 50 people). This insurance provides a lower cost than individual insurance because the risks are divided among the group itself. Just like individual plans, group plans are also divided by plan type or by metal level. The good thing about group health insurance is that if your employer chooses it then it’s available for everyone. This means that you will be insured regardless of any health issues you might be having.